Our Services

Workouts & Restructurings

At Ginsberg Jacobs, we help our clients respond to risk and adversity with agility and options. Our attorneys represent borrowers and lenders in connection with various types of transactions involving non-performing or distressed assets, including loan workouts, forbearance arrangements, deeds and other transfers in lieu of foreclosure, restructurings, UCC sales, assignments for the benefit of creditors, foreclosures, and receiverships.  Our experience and insight enable us to advise clients of potential concerns and to propose practical risk-mitigation strategies.  We have experience representing creditors in all aspects of insolvency and bankruptcy actions and are regularly involved in sales and transfers out of bankruptcy, including Section 363 sales.

Our attorneys also assist our lender clients with sales of distressed debt and Other Real Estate Owned (OREO).  Understanding the potential risks and requirements for OREO properties and distressed debt, we assist lenders with disposing of such assets in an efficient and effective manner with a focus on mitigating post-closing liabilities.  In the area of debt sales, our attorneys have particular experience with the structure and negotiation of both direct and brokered loan sale transactions, including loan portfolio purchases and sales.


  • Review and negotiate forbearance arrangements, deed-in-lieu transfers, restructurings, UCC sales, foreclosures, and receiverships
  • Advise clients on the structure and process of insolvency and bankruptcy actions
  • Guide and negotiate sales of distressed debt and OREO
  • Structure and negotiate both direct and brokered loan sale transactions
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